If your base tariff premium is less than $3,000, there is no impact. If your base tariff premium is greater than $3,000 and you have claims, the impact of those claims (as a result of the F factors) will depend on the extent to which your premium is experience-based. 

Essentially, employers with better-than-average claims costs will have lower premiums and employers with worse-than-average claims costs will have higher premiums. Employers have a number of avenues to improve their OHS and injury management systems and minimise the financial impact of claims – and should approach their insurer, broker, OHS consultant or WorkCover for further advice.

When there is an injury, employers should work with their insurer to develop a pro-active return to work strategy to minimise the cost and duration of the claim.